Tennessee bars and restaurants selling liquor by the drink must post an LBD tax bond (minimum $10,000), wholesalers post a large gallonage bond, and delivering package stores need a $1,000 bond — so Tennessee is a real bond state.
Tennessee bars and restaurants selling liquor by the drink must post an LBD tax bond (minimum $10,000), wholesalers post a large gallonage bond, and delivering package stores need a $1,000 bond — so Tennessee is a real bond state.
Who posts a bond in Tennessee: Wholesalers (a gallonage bond), on-premise / liquor-by-the-drink licensees (an LBD tax bond) and delivering package stores. The regulator is the TN Alcoholic Beverage Commission; TN Dept. of Revenue (tax bonds).
Typical amounts: Wholesaler initial ~$75,000; liquor-by-the-drink minimum $10,000 (since 7/1/2024); package-store delivery $1,000. You pay a small percentage of the bond amount as your premium. We confirm the exact figure before you pay.
Requirements and amounts change and vary by license class and locality — we verify your exact requirement with the state before you pay.
Yes, but a very high bar — T.C.A. 57-10-101/-102. Liquor liability is separate from the bond.
Your standard general-liability policy excludes alcohol claims — so a single incident can hit you with no coverage. When we handle your bond, we also line up liquor liability, property/BOP and workers' comp. The bond satisfies the state; the insurance protects your business.
Get Bond + Liquor Liability →Tell us your license type — a licensed agent confirms your exact Tennessee requirement and emails your quote, usually within a few business hours.